Author: Dora Ngoma
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Why Did I Set Up Grace Certified Accountants?
People don’t always ask the most important question about a business. They’ll ask, “What do you do?”, “What’s your expertise?” or “How much do you cost?” All perfectly good questions, but very few think to ask, “Why did you set up your business?” Yet the answer to that will tell you who the business really…
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Why Do People Leave Their Tax Returns Late?
April 6th will be the start of a new Tax Year — and you can file your Self-Assessment Tax Return right away, if you want. Maybe you’re one of the super-organised people who gets it all wrapped up before we reach May. If so, you’re an exception. Most people tend to put it off. Some…
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Navigating the Property Market — Your Guide to Buying, Selling and Investing
Welcome to the world of Rental Property. If you’re considering diving into the rental market, you won’t just become a landlord; — you’ll be stepping into the exciting realm of small business ownership. Owning rental property can be a lucrative venture, but it also comes with its own set of challenges and responsibilities. So how…
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Self-Employed Pensions: How To Take Care of Future You
If you’re Self-employed, it’s entirely up to you whether or not you save for your retirement. Unlike employees, who benefit from workplace pensions, you’ll need to set up your own pension plan. There’s good news, though — the Government offers Tax Relief to help boost your pension savings. But how does this work? Let’s break…
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Capital Gains Tax on Property — What You Need to Know
Are you thinking of selling a Property? Whether it’s a second home, a Rental flat or a Property you’ve inherited, Capital Gains Tax (CGT) might be waiting around the corner. You can avoid surprise bills by understanding when CGT applies, how much you might owe and what reliefs are available. You might even be able…
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Understanding Trusts — What They Are and Why They Matter
When it comes to estate planning and protecting your wealth, Trusts are among the most powerful tools available. Many people shy away from them, though, thinking they’re only for the wealthy, or that they’re overly complicated. In fact, Trusts can benefit a wide range of people — from parents wanting to provide for their children…
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Making Tax Digital for the Self-Employed: April 2026 Changes What You Need to Know
From April 2026, the way Self-Employed individuals report their income to HM Revenue & Customs (HMRC) will change significantly. This is due to the Making Tax Digital (MTD) for Income Tax initiative, which will apply to you as a Self-Employed person, so it’s crucial to understand both what this means for you and how to…
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The Benefits of Proactive Tax Planning
Nobody likes a surprise tax bill. Whether you’re Self-Employed, a Freelancer or a Business Owner, proactive tax planning can save you money, reduce stress and keep your finances in check. Instead of scrambling to meet deadlines or dealing with last-minute tax shocks, planning ahead ensures that you take full advantage of whatever deductions, allowances and…
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Engaging With the Next Generation at a School Careers Day
Both as an individual and as a Business owner, I try to engage with the community as much as possible. This ranges from charities to work with my church — and, when I was asked to speak at a school careers day for sixth formers, I jumped at the chance. Adeyfield Academy is a comprehensive…