Tag: property gifting UK
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Alternatives to Gifting Property – Trusts, Joint Ownership & Insurance
Gifting property can trigger big tax bills. Discover practical alternatives — trusts for control, joint ownership for flexibility, and life-insurance planning to cover Inheritance Tax — explained clearly for UK families.
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Gift With Reservation – Why Living in a Gifted Property Can Backfire
If you gift your home but continue living in it rent-free, HMRC may treat it as still yours. Learn how the Gift With Reservation rule works — and how to avoid losing Inheritance Tax relief.
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Inheritance Tax and the 7-Year Rule – What You Need to Know
The 7-year rule can remove gifts from your estate for Inheritance Tax, but only if you survive long enough — and don’t keep using the property. Learn how taper relief and HMRC’s “gift with reservation” rules apply.