Category: Property & Real Estate Taxation
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How the 10-Year and Exit Charges Work on Trusts (Including 18–25 and Disabled Beneficiaries)
Understanding the 10-year and exit charges on trusts can be confusing. This article explains how they work in plain English — including the rules for 18–25 and disabled beneficiary trusts — and what trustees need to do to stay compliant with HMRC’s inheritance tax rules.
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Selling a Buy-to-Let Property – CGT Explained (UK 2025)
Selling a rental property can trigger Capital Gains Tax. This guide shows exactly how to calculate the gain, what costs you can deduct, and how to plan your sale to stay compliant.
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Limited Company or Personal Name: Which Is Better for Rental Property in 2025?
Many Landlords assume a limited company saves tax — but Section 24, dividend tax and the new 5% SDLT surcharge change the maths. Learn when company ownership helps and when it doesn’t.
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Transferring a Property After Separation: What Tax Applies When You’re Not Married
When property changes hands between unmarried partners, both CGT and SDLT can apply — even if no money changes hands. Learn what the rules are and how to plan before transferring.
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Selling a Property You Own With Your Ex – What You Need to Know About Tax and Legal Costs
Selling or buying out a property after divorce? Learn how court orders, CGT, SDLT, and hidden costs can change what you owe — and when the “no gain/no loss” rule applies.
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Gifting Property to Your Children (UK 2025/26) – Full Guide
This complete five-part guide explains everything you need to know about gifting property to your children in the UK — from Capital Gains Tax and Inheritance Tax to the 7-year rule, Gift With Reservation, and trust-based planning options.
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Alternatives to Gifting Property – Trusts, Joint Ownership & Insurance
Gifting property can trigger big tax bills. Discover practical alternatives — trusts for control, joint ownership for flexibility, and life-insurance planning to cover Inheritance Tax — explained clearly for UK families.
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Gift With Reservation – Why Living in a Gifted Property Can Backfire
If you gift your home but continue living in it rent-free, HMRC may treat it as still yours. Learn how the Gift With Reservation rule works — and how to avoid losing Inheritance Tax relief.
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Inheritance Tax and the 7-Year Rule – What You Need to Know
The 7-year rule can remove gifts from your estate for Inheritance Tax, but only if you survive long enough — and don’t keep using the property. Learn how taper relief and HMRC’s “gift with reservation” rules apply.